1 - Gold Tree Scheme gives you the opportunity of planning in advance where you can buy jewellery for marriage or any other auspicious occasions.

2 - It is mandatory to reach your monthly savings in NDS on the 10th of every month.

3 - You can pay by multiple modes of payments including Cash, Local Cheque, Digital payments like Gpay, Phonepe, Paytm, Neft, ECS & BHIM UPI. Debit Card & Credit Card Payments are currently not accepted for purpose of depositing monthly instalments. You can also pay online by logging on to your account in our app & selecting Gold Tree Scheme Menu.

4 - If you are not able to deposit your monthly instalment due to any reason, then there is nothing to worry about, you can still remain in this scheme. You can buy any jewelry equivalent by paying the balance showing in your account.

5 - In Gold Tree monthly deposit scheme, we want to help you in running the scheme, but if you want to leave the scheme due to any reason, then you can. If you do this in the middle of the scheme, then you can take jewelry equivalent to the deposited money. No money will be deducted.

6 - All jewelry purchased under the scheme will be subject to applicable making charges, wastage, tax, surcharge etc. as mentioned on product. No extra discount or festive offer as prevailing at the time of redemption of scheme will be applicable on total value of scheme including our bonus contribution.

7. However, If the value of gold jewellery purchase exceeds scheme value, discount/festive offer will be applied on the difference additional value of jewellery purchased.

8 - Please mention your Scheme account number in correspondence/conversation.

Gold Tree Monthly Deposit Scheme Details: Website

1 - Gold Tree Scheme gives you the opportunity of planning in advance where you can buy jewelry for marriage or any other auspicious occasions.

2 - It is mandatory to reach your monthly savings in NDS on the 10th of every month.

3 - You can pay by multiple modes of payments including Cash, Local Cheque, Digital payments like Gpay, Phonepe, Paytm, Neft, ECS & BHIM UPI. Debit Card & Credit Card Payments are currently not accepted for purpose of depositing monthly instalments. You can also pay online by logging on to your account in our app & selecting Gold Tree Scheme Menu.

4 - If you are not able to deposit your monthly instalment due to any reason, then there is nothing to worry about, you can still remain in this scheme. You can buy any jewelry equivalent by paying the balance showing in your account.

5 - In Gold Tree monthly deposit scheme, we want to help you in running the scheme, but if you want to leave the scheme due to any reason, then you can. If you do this in the middle of the scheme, then you can take jewelry equivalent to the deposited money. No money will be deducted.

6 - All jewelry purchased under the scheme will be subject to applicable making charges, wastage, tax, surcharge etc. as mentioned on product. No extra discount or festive offer as prevailing at the time of redemption of scheme will be applicable on total value of scheme including our bonus contribution.

7. However, If the value of gold jewellery purchase exceeds scheme value, discount/festive offer will be applied on the difference additional value of jewellery purchased.

8 - Please mention your Scheme account number in correspondence/conversation.

Diamond Tree Scheme:

Salient features and terms of scheme:

The scheme is intended to promote purchase of diamond jewellery by the customer by paying in small amounts on a periodic basis.

(1) The scheme on maturity is entitled of Bonus as per the following:

For 12 equal monthly installments paid in time, customer would be entitled of additional bonus of 2 time of monthly installment.

(2) The bonus and the monthly deposit amount is to be used for purchase of jewellery as per the prevailing market rate of jewellery on date of purchase.

(3) The cost of jewellery will include the regular making/wastage, stone cost, diamond cost and other charges, and GST as on date of purchase of jewellery.

(4) The monthly deposit commitment towards diamond tree scheme is to be deposited on or before the stipulated date of installment, any delay in the monthly installments would delay the purchase of jewellery.

(5) Any pre payment of monthly installment would not pre mature the scheme.

(6) This scheme is only valid for purchase of diamond Jewellery as per the regular price at the showroom, no other schemes/ offer can be clubbed with the purchase amount of Diamond tree.

(7) Gold Coins/Bars, Silver Coins/Bars, Gold Ginni/Gold Jewellery or similar Products are not eligible for purchase under diamond tree scheme.

(8) There is no cash redemption at any time under any circumstances. However customer can leave the scheme and close the account by purchasing the Jewellery at any date without bonus.

Diamond Tree Scheme:

Salient features and terms of scheme:

The scheme is intended to promote purchase of diamond jewellery by the customer by paying in small amounts on a periodic basis.

(1) The scheme on maturity is entitled of Bonus as per the following:

For 12 equal monthly installments paid in time, customer would be entitled of additional bonus of 2 time of monthly installment.

(2) The bonus and the monthly deposit amount is to be used for purchase of jewellery as per the prevailing market rate of jewellery on date of purchase.

(3) The cost of jewellery will include the regular making/wastage, stone cost, diamond cost and other charges, and GST as on date of purchase of jewellery.

(4) The monthly deposit commitment towards diamond tree scheme is to be deposited on or before the stipulated date of installment, any delay in the monthly installments would delay the purchase of jewellery.

(5) Any pre payment of monthly installment would not pre mature the scheme.

(6) This scheme is only valid for purchase of diamond Jewellery as per the regular price at the showroom, no other schemes/ offer can be clubbed with the purchase amount of Diamond tree.

(7) Gold Coins/Bars, Silver Coins/Bars, Gold Ginni/Gold Jewellery or similar Products are not eligible for purchase under diamond tree scheme.

(8) There is no cash redemption at any time under any circumstances. However customer can leave the scheme and close the account by purchasing the Jewellery at any date without bonus.